Digitize yourfinancial

2022 The world’s

best digital banks.

12M

World active user

Three Artea cards fanned out

Everything your money needs

Spend, send and save from one app, with the fee shown before you tap and every payment sorted the moment it lands.

  1. Send money to any account in seconds, at home or abroad, with the fee shown before you confirm.

  2. Create a virtual card in a tap for online buys, and freeze or unfreeze any card from the app.

  3. Every payment is sorted by category, so you can see where the month went and set limits that stick.

  4. Hold, convert and spend in more than 30 currencies at the real exchange rate.

  5. Biometric login, real-time alerts and round-the-clock fraud monitoring on every account.

  6. Round up spare change into vaults that earn interest every day, and lock them until a date you choose.

One app for every money move

Cards you control from your phone, transfers that land in seconds and vaults that earn every day. Here is everything inside Artea, and how each piece works.

Cards that answer to you

Order a physical card or create a virtual one in seconds. Every card lives in the app, so you decide where, when and how much it can spend.

  • Single-use virtual cards for safer online checkout
  • Freeze, unfreeze or replace a card in one tap
  • Spending limits per card, per merchant or per day

Money that moves in seconds

Send to another Artea user, a bank account or a card abroad. You see the fee and the exchange rate before you confirm, and a receipt the moment it lands.

  • Free instant transfers between Artea accounts
  • The real exchange rate in 30+ currencies, no markup
  • Scheduled and recurring payments for rent and bills
Join 12M people sending with Artea

Savings that grow while you sleep

Split your savings into vaults for the things you are planning. Round-ups and scheduled top-ups fill them for you, and interest lands every single day.

  • 3.8% AER on every vault, paid daily
  • Round up card payments to the nearest dollar
  • Lock a vault until a date you choose

Simple plans, zero surprises

Start free and upgrade when you need more. Switch or cancel any time.

Basic

Everything you need to get started.

$0/month

  • Free virtual card
  • Instant transfers to other Artea users
  • Spending insights
  • Email support
Get Start

Plus

Most popular

For everyday spending and saving.

$9/month

  • Everything in Basic
  • Physical card with free delivery
  • Free transfers in 30+ currencies
  • Savings vaults with daily interest
  • Priority chat support
Digitize Now

Business

For teams and growing companies.

$29/month

  • Everything in Plus
  • Up to 25 team cards
  • Expense approvals
  • Accounting exports
  • A dedicated account manager
Talk to sales

Banking built for people

We started Artea because opening a bank account still meant a branch visit, three forms and a week of waiting.

Today millions of people run their money from one app: no branches, no hidden fees and no hold music. We build every feature around one question: does this make money easier?

12M people already bank with Artea

Questions? Answered.

  • About five minutes. Download the app, verify your ID with a photo and a selfie, and your virtual card is ready to use straight away.

Ready to go
digital?

Open an account in five minutes. No branch visit, no paperwork.